Request a credit report South Carolina

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Ryan is the founder and editor of Cash Money Life. He request a credit report South Carolina is a writer, small business owner, entrepreneur, and professional in the corporate world. He request a credit report South Carolina served over 6 years in the USAF and also writes about military money topics at The Military Wallet. Free updates! Do you like request a credit report South Carolina what you're reading? Then please consider leaving a comment below, subscribing to our RSS feed, or signing up request a credit report South Carolina for our FREE newsletter. 29 comments read them below or add one Ive got a good credit score, and ive only got two open credit cards. free credit report online instantly Granted, theyve both been open for probably 6-10 years. I was thinking about canceling one of them, and probably will. At this point for me I cant even think of a good reason to keep it open. It may hurt my credit score a little bit, but at this point Im not sure i care that much. We own both our cars, we own our house, and request a credit report South Carolina we cant conceive of needing to use credit any time in the near future. We pay cash for everything now, and weve got 6 months of expenses in our high yield savings account. The credit score in my opinion is more important for people who plan on taking out more loans in the near future, and Im not planning on doing that. credit history report free Ive canceled a couple other request a credit report South Carolina unused cards as well, but I wish I hadnt closed the card I did because that was my longest request a credit report South Carolina running line of credit. I don think it will hurt me in the long run though. In your situation, request a credit report South Carolina it probably wont hurt request a credit report South Carolina to close a card.

I do recommend keeping at least one card though, for emergencies or rewards.

Another option request a credit report South Carolina is to keep a line open instead of closing it, but have the limit reduced to the lowest possible. Either way, with no outstanding debt and a clean history, your credit score is probably very good. I havent canceled my longest standing (or my wifes longest standing) credit cards for just that reason.

We never use them, but they give our credits a nice long history. I request a credit report South Carolina am in the process of canceling some unnecessary cards that weve only had for 4 or 5 years, though. free annual credit report from government

For example, we switched our request a credit report South Carolina insurance companies and no longer need the rewards card that we were using to pay our insurance through. To request a credit report South Carolina illustrate the point we ran a correlation of credit scores by the age of our users and you can clearly see that younger people have lower scores on average.